Alpha Insurance Agency, Inc.
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    • Home
    • About
      • Our Mission
      • Services
      • Carriers We Represent
    • Personal
      • Auto Insurance
      • Classic Car Insurance
      • Home Insurance
      • Motorcycle Insurance
      • Renters Insurance
      • RV Insurance
      • Umbrella Insurance
      • UTV/ATV
      • Watercraft Insurance
    • Commercial
      • Business Liability
      • Commercial Auto
      • Commercial Property
      • Farm and Ranch
      • Hospitality
      • Contractors
      • Landlord
      • Liquor Liability
      • E & O
      • Workers Compensation
Alpha Insurance Agency, Inc.
  • Home
  • About
    • Our Mission
    • Services
    • Carriers We Represent
  • Personal
    • Auto Insurance
    • Classic Car Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • Umbrella Insurance
    • UTV/ATV
    • Watercraft Insurance
  • Commercial
    • Business Liability
    • Commercial Auto
    • Commercial Property
    • Farm and Ranch
    • Hospitality
    • Contractors
    • Landlord
    • Liquor Liability
    • E & O
    • Workers Compensation

The Essential Guide to Contractor Insurance

Protecting Your Business, Your Team, and Your Future—Together

  

Welcome: Winning Bids and Building Confidence


In the busy world of contracting, landing the next big project is exciting—but keeping your business, your team, and your future safe matters just as much. Contractor insurance is more than just paperwork—it's peace of mind, and a promise that someone’s got your back if things go wrong. We’re here to help you navigate the options and feel confident every step of the way.


Your Safety Net: Why Insurance Matters


No matter how careful you are, accidents can happen. Without insurance, one unexpected event could cause stress and financial trouble. We don’t want that for you! The right coverage can take a huge weight off your shoulders, protecting not just your company but also your reputation and your relationships with clients. Most of all, you’ll have the freedom to focus on what you do best.


Finding the Perfect Fit for Your Business


Your business is unique, and so are your needs. Whether you’re just starting out or leading a big team, there’s a policy out there that fits your budget and your style. Let’s find the right mix together so you always feel secure, whether you’re handling a small repair or a major build.

  • General Liability Insurance: Shields you from the unexpected, covering injuries or damages linked to your work.
  • Workers Compensation: Cares for your employees if they get hurt on the job, so everyone feels looked after.
  • Commercial Auto Insurance: Keeps your vehicles—and your crew—protected, wherever the job takes you.
  • Tools and Equipment Insurance: Guards the tools you rely on, whether on the move or at the site.
  • Professional Liability (Errors and Omissions): Gives peace of mind in case of honest mistakes or missed deadlines.
  • Builder’s Risk Insurance: Secures your materials and projects while they’re in progress.


What Makes Your Policy Right for You?


We believe your coverage should be as individual as you are. Here are a few things to think about as we put together your perfect safety net:

  • The kind of work you do—whether it’s plumbing, carpentry, or general contracting
  • The size of your team and your business
  • The types of projects you tackle
  • The equipment and vehicles you use
  • Your local rules and requirements


Talking through these details helps us make sure you get just the right amount of protection—not too much, not too little.


We’re Still Here After the Job is Done


When you finish a project and hand over the keys, our insurance keeps working for you. If something comes up months or years down the road, you’re still covered. That’s the kind of support we believe every contractor deserves—so you can finish each job with confidence and look forward to the next one.


What Does Contractor Insurance Usually Cover?


A good contractor insurance policy can help you with:

  • Safeguarding your tools and materials wherever they travel
  • Protecting your employees and others from accidents
  • Covering vehicle-related mishaps
  • Handling errors and omissions in your work
  • Managing legal expenses if needed


Is Contractor Insurance Right for You?


If you work in construction, remodeling, home improvement, or any skilled trade, insurance is a smart choice. The good news is, we offer friendly support for every trade, including:

  • General contractors
  • Electricians
  • Plumbers
  • Carpenters
  • Masons
  • Painters
  • HVAC technicians
  • Roofers
  • Landscapers
  • Specialty trade contractors


No matter your trade, we’re here to help make sure you and your business are always protected.


Affordability: Let’s Make It Work for You


We know cost matters, and we’re committed to helping you get the coverage you need at a price that makes sense. Policies are flexible, so you choose what you pay for. And with discounts for safety, bundled policies, and a clean claims history, it can be surprisingly affordable. Investing in insurance is a small step for peace of mind—and a big step for the future of your business.


Let’s Protect Your Success—Together


Contractor insurance isn’t just a business expense—it’s a partnership. We’re here to help you safeguard everything you’ve worked for and take on new opportunities with confidence. With us by your side, you’ll have the assurance and support to build your business, knowing that you’re protected today, tomorrow, and beyond.

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Alpha Insurance Agency, Inc.

12800 Whitewater Drive, Minnetonka, MN, USA

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

Closed

Sun

Closed


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